We are focused on meeting your needs
Measure Twice, Cut Once
APT Wealth Management was formed in 1999, with a specific goal in mind, to provide top class investment advice to you and to support you into retirement and beyond.
Here at APT, we believe that each client is unique, whilst providing our investment advisory service we take into account a number of key factors such as financial situation, needs, objectives, attitude to risk, knowledge and experience. We are a dynamic energic team striving to ensure that we are acting in the best interests of our clients and adapting to any potential change to personal circumstances or indeed the wider industry.
As a MiFID (Markets in Financial Instruments Directive) authorised Investment Firm APT Wealth Management is regulated by the Central Bank of Ireland, licensed to hold client money (client assets) and provides investment advice.
Our specialist advisors will meet with you whether on-site or at home to discuss the various retirement options available i.e. Lump Sums, Annuities, Approved Retirement Funds (ARF) etc. Thereafter, once your retirement has occurred our team will stay in touch and provide ongoing support by way of regular meetings throughout the course of your retirement.
Our client-advisor relationship is a key part of the services we provide. At first meeting, we will discuss your financial goals, your needs and objectives and your tolerance to risk. This allows us to assist you and guide you through your retirement and beyond.
We provide a world-class Information Technology infrastructure which allows you to see your pension investments online through our online portal.
Our approach, your plan
While managing your plan, we focus on
APT Wealth Management Limited
As a MiFID Authorised Investment Firm, we are subject to the Investment Firm Regulations (IFR) and Investment Firm Directive (IFD) effective from 26th June 2021. Part of our obligations are to provide you with our disclosures document which sets out key information about our risk exposures and risk management process.
Regulation (EU) 2019/2088 on sustainability-related disclosures in the financial services sector (SFDR)
Sustainability factors are defined as envoirnmental, social and employee matters, respect for human rights, anti-corruption and anti-bribery matters. APT do not currently take specific account of sustainability risks in our advice process. How we include sustainability factors in our advice process will develop over time.
Authorised To Hold Client Assets
As a MiFID Investment firm authorised to hold client assets we are subject to the Investment Firms Regulations 2017 which aim to protect and safeguard your assets and try to eliminate as much risk as possible for you the consumer. Although the Client asset regime cannot fully eliminate all risks relating to client assets e.g. fraud or negligence, they have put in place certain regulations to safeguard the handling of client assets. A copy of the regulations and guidance can be found on the Central Bank of Ireland’s website.
Part of our obligation under the Investment Firms Regulations 2017 is to provide you with a Client Asset Key Information Document (CAKID).
This document will set out key information for you as a consumer, if you have any questions or need more information we have a dedicated Compliance team on hand to answer any queries.
Specialist Team
Our specialist team has expertise in all aspects of workplace pensions. Our multi-disciplined team includes specialist advisory, administration, compliance, finance and investment professionals. The team brings the experience of acting for some of Ireland’s largest defined contribution pension plans.
Useful Resources
ARF Versus Annuity
This tutorial examines the merits of ARF versus annuity.
Client Testimonials
We appointed APT to manage our workplace pension in 2005. In our experience, APT have combined state of the art systems with a personal approach to deliver service to our 2,000 plan members. The service is exactly what you would expect from a dedicated service provider.
APT have managed our pension plans since 2004. The innovative approach adopted by APT has helped us to deliver a state of the art pension plan for our employees. The APT online portal is a very effective way for our employees to keep in touch with their pension investments.
As a UK company coming to Ireland, we were keen to choose the right pension provider. APT were recommended to us by a firm who use APT in Ireland. The APT Master Trust was an ideal solution for us and the the service is efficient, reliable with a personal touch.
We appointed APT in 2016 to amalgamate a number of legacy pension plans and design a new plan suitable for our business in Ireland. APT were excellent in handling the communications and consultation process and delivered on time as promised. APT online has proved very effective in delivering information to members in a simple,easy to understand way.
When I was retiring from my workplace pension, I sought advice from APT Wealth Management in relation to the various retirement options available. I met a dedicated advisor who took the time to come to my home, meet my spouse and listen to our story. He was then happy to give us advice, and keeps in touch on a regular basis.
Our Clients
We work with a range of multinational and indigenous companies, with whom we have developed deep relationships. A large number of our customers have been with us for a considerable period of time.
